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First time home buyer checklist:      

1. Income documentation - includes payslip and ITR                                                                                                
2. Identify your loan
   • Pag-ibig loan 
     • needs at least 24mos contribution, and without existing housing loan to qualify
   • Banks
     • at least 3 years employed in a company. Payslip and ITR
     • Income statement and permits for business
     • Those in abroad should be OFW status to qualify. Naturalized citizens to a foreign country is not qualified for a bank loan
   • In-House
     • Clients that do not qualify for a bank loan, goes to this category
     • Also, clients who wants to be anonymous
3. Identify your purchase price - Identify also monthly mortgage amounts and loan term.
4. Find a real estate agent that are specializes in first-time home buyers like Cavitehomes.

That's a great checklist. if you follow the above steps, you will be right in line to experience your first time a great time.

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