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Carmona Estates - Pines Townhouse PDF Print E-mail

Pinecrest Village at Carmona Estates

Floor Area: 60sqm | Lot Area: 50sqm (Can comfortably fit 6 people)
1 Bedroom / 1 Toilet and Bath / 1 Car Garage - Ground Floor
2 Bedroom / 1 Toilet and Bath / Terrace - Second Floor
Pag-Ibig, Bank, and In-House Financing are Accepted
Small Family's Starting-Out Ideal Place
Only P10,000 to reserve for a unit.
Low Monthly Amortization of P8,482.89/mo. thru Pag-Ibig Financing 30yrs @8.5%

House Features:

  • 3 Bedrooms
  • Living Room
  • Kitchen
  • Dining
  • 2 Toilet and Bath
  • Laundry Area
  • Provision for One-Car Garage
  • Provision for Front Lawn
  • Provision for CATV, Telephone and AC Outlet

House Finish:

  • Pre-Painted Long Span Roofing
  • Painted Exterior and Interior Walls
  • Ceramic Bathroom Fixtures
  • Tiled Kitchen Counter with Stainless Sink
  • Tiled Toilet and Bath

 

 

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Dressed-Up Model

Turn-Over Photos

SAMPLE COMPUTATIONS:

Option 1: PAG-IBIG FINANCING:

Price Range: P1,060,000.00 to P1,200,000.00

Option 1: Through Pag-Ibig

Selling Price Php 1,060,000.00
Add: Processing Fee Php 127,200.00
Total Contract Price Php 1,187,200.00
Less: Loanable Amount to Pag-ibig Php 1,000,000.00
Required Equity Php 187,200.00
Less: Reservation Fee Php 10,000.00
Net Equity Php 177,200.00
Monthly Equity for 12 months Php 14,766.67
Insurance: MRI Php 410.00
Insurance: FIRE Php 383.79


Monthly PAG-IBIG Amortization:
30 yrs @ 8.5% Php 8,482.89
25 yrs @ 8.5% Php 8,846.09
20 yrs @ 8.5% Php 9,471.99
15 yrs @ 8.5% Php 10,641.19
10 yrs @ 8.5% Php 13,192.39
5 yrs @ 8.5%            
Php 21,310.29

NOTE:

  • MRI and FIRE Insurance are already included.
  • Maximum of 12 months downpayment term for Pag-ibig financing.
  • Maximum terms of loan varies depending on Buyer's age.
  • Loan must be paid before Buyer reaches 70 yrs. old.
  • Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance,
  • one year advance property tax and other blueprints.

Option 2: BANK FINANCING:
Selling Price Php 1,060,000.00
20% Down Payment Php 212,000.00
Less: Reservation Php 20,000.00
Net Down Payment Php 192,000.00
Payable in 12mo. Php 16,000.00
Loanable Amount Php 848,000.00
Add: Legal and Misc. Fees Php 84,800.00
Total Loanable Amount Php 923,800.00

Insurance
MRI Php 381.60
FIRE                   
Php 140.04

Monthly Amortization @10.5% Interest (Bank Financing):
5yrs. Php 20,571.15
10yrs. Php 13,108.38
15yrs. Php 10,832.80
20yrs. Php 9,834.53
25yrs.                      
Php 9,328.97

NOTE:
  • Fire and MRI insurance already included.
  • Move-in on the 13th to 15th month or after paying downpayment
  • Processing Fees includes Transfer of Title.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
  • Developer will process loan. Tied up with Metrobank and UCPB.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)

Option 3: In-House Financing (Inner Unit)

Selling Price Php 1,060,000.00
Down Payment Php 212,000.00
ADD: Legal and Misc. Fees Php 47,700.00
Total Down Payment Php 259,700.00
LESS: Reservation Php 10,000.00
Net Down Payment Php 249,700.00
Payable in 12 months Php 20,808.33
Total Remaining Balance Php 848,000.00

  • Amortization Excluding Insurance Fees:
10yrs. 
Php 16,954.21
6yrs.                         
Php 19,341.00

NOTE:

  • Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
  • Transfer of Title cost not included.
  • Processing fees includes One year Advance Real Property Tax & Insurances,
  • Advance Homeowners Dues and Documentation/Notarial Fees.
  • In-house processing will be processed by the Developer. Buyer just need to submit requirements

 

For Requirements Info: Click Here

Stop Renting! Own your Dream Home.

CONTACT FOR FREE SITE VIEWING

Name: Johnny Chua
Website: www.cavitehomes.com
E-mail: sales@cavitehomes.com
Yahoo Messenger: asensotayo@yahoo.com
Contact: +63917-8617588 ; +63923-9026965 ; Landline: (02)566-0208