Cavite Homes

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Oakwood House Model PDF Print E-mail

Barangay Lantic, Carmona Cavite
Floor Area: 104sqm (1,118.87sq ft) | Lot Area: 88sqm (946.74sq ft)
1 Bedroom / 1 Toilet & Bath Downstairs
3 Bedroom / 1 Toilet & Bath/Wide Balcony Upstairs
Balcony is Attached to the Next House
House is Attached Only to Next House at the Back

Low Monthly Amortization of P14,276.83 thru Bank Financing 20yrs @10.5%
For corner lots, price starts at P1,841,000.00 for a lot size of 104sqm
For Morning Sun, additional of around P40,000.00 on the selling price

DIMENSIONS:
Dining / Living Area 34sqm (366sq ft)
Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
Restroom 2.6sqm (28sq ft)
Kid's Bedroom 6.6sqm (71 sq ft)
Master's Bedroom 13.4sqm (140sq ft)

House Features:
  • Floor Area: 104 sq. m.
  • Lot Area: 88 sq. m.
  • Four (4) Bedrooms
  • 2 Toilet and Bath
  • Living Area
  • Kitchen Area
  • Dining Area
  • Laundry / Service Area
  • Provision for 2 Car Garage
  • Provision for Front Lawn
  • Provision for CATV
  • Telephone and Air-conditioning Unit

 House Finish:
  • Pre-painted G.I. Roofing
  • Painted Exterior and Interior Wall
  • Tiled Kitchen Counter with Stainless Sink
  • Tiled Toilet and Bath
  • Ceramic Bathroom


 

 

 
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Dressed-Up Model

Turn-Over Photos

SAMPLE COMPUTATIONS:

Price Range: P1,625,000 to P1,700,000 (Inner Lot)

Option 1: BANK FINANCING:(Inner Lot)

Total Selling Price Php 1,625,000.00
20% Down payment Php 325,000.00
Less: Reservation Php 20,000.00
Net Downpayment Php 305,000.00
Payable in 15mo. Php 20,333.33
Loanable Amount Php 1,300,000.00
Add: Legal and Misc. Fees Php 130,000.00
Total Loanable Amount Php 1,430,000.00

Monthly Amortization @10.5% Interest (Bank Financing):
5yrs. Php 30,736.28
10yrs. Php 19,295.71
15yrs. Php 15,807.20
20yrs                       
Php 14,276.83

NOTE:
  • Fire and MRI insurance not included.
  • Move-in on the 19th to 21st month or after paying downpayment
  • Processing Fees includes Transfer of Title.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
  • Developer will process loan. Tied up with Metrobank and UCPB.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)


Option 2: IN-HOUSE FINANCING:

Selling Price Php 1,625,000.00
Down payment (20%) Php 325,000.00
Add: Processing Fee (4.5%) Php 73,125.00
Total Down Payment Php 398,125.00
Less: Reservation Fee Php 20,000.00
Net Equity Php 378,125.00
Payable in 15 months Php 25,208.33

Total Remaining Balance: Payable Through In-House Financing

80% Balance                        
Php P1,300,000.00

Amortization Including Insurance Fees
Years to Pay:

Five (5) years @ 18%
Php 33,011.45
Ten (10) years @ 21% Php 25,991.11

NOTE:

  • Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
  • Transfer of Title cost not included.
  • Processing fees includes One year Advance Real Property Tax & Insurances.
  • Advance Homeowners Dues and Documentation/Notarial Fees.
  • In-house processing will be processed by the Developer. Buyer just need to submit requirements.


Option 3: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,625,000.00 AND UP

Typical Selling Price Php 1,625,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 1,605,000.00
10% Discount within 7 days from the date of reservation Php 1,444,500.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,452,525.00
9% Discount within 31 to 60 days from the date of reservation Php 1,460,550.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,476,600.00